Pembrokeshire Mortgage Centre Ltd trading as County Financial Consultants is Authorised and Regulated by the Financial Conduct Authority. Financial Services Register Number 479220. Registered in England & Wales, Company Number 4680558.

Registered Office address: Sea View, Cambrian Terrace, Saundersfoot, Pembrokeshire, SA69 9ER. Trading address: as per our registered office.

The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK.

© Pembrokeshire Mortgage Centre Limited trading as County Financial Consultants, 2017. All rights reserved.

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01834 815062

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Sea View, Cambrian Terrace, Saundersfoot, Pembrokeshire, SA69 9ER

Business Protection

There are a range of Protection products for businesses, including Key person, Shareholder and Partnership protection plans. These plans can provide a fixed sum should the individual be unable to work, or even die. The benefit will be designed to cover the firm’s expenses in meeting any emergency costs, recruiting a replacement employee and protecting the future of the business.

Key Person

A business may want to protect key employees within their organisation such as a director, a key salesman or the IT manager who is needed for the business to function properly. Therefore, key person cover is a company insuring itself against any financial loss that would be suffered should any key person die or be diagnosed with a critical illness.

Shareholder

If a shareholder were to pass away, the firms remaining shareholders or directors may want to purchase the deceased’s shares from their estate promptly to maintain control of their business. This type of cover will ensure your companies' continuity as well as ensuring that you retain control and subsequently have the required to do so.

Partnership Protection

As with shareholder protection, this cover also ensures continuity of business by allowing shares to be purchased to maintain control of the company. This policy could be set up to clear debt via the form of a lump sum.