Pembrokeshire Mortgage Centre Ltd trading as County Financial Consultants is Authorised and Regulated by the Financial Conduct Authority. Financial Services Register Number 479220. Registered in England & Wales, Company Number 4680558.

Registered Office address: Sea View, Cambrian Terrace, Saundersfoot, Pembrokeshire, SA69 9ER. Trading address: as per our registered office.

The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK.

© Pembrokeshire Mortgage Centre Limited trading as County Financial Consultants, 2017. All rights reserved.

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01834 815062

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Sea View, Cambrian Terrace, Saundersfoot, Pembrokeshire, SA69 9ER

Equity Release

Provided you are over the age of 55, equity release allows you to access equity tied up in your property. This can be done in a lump sum, contributions or as a combination of both. There are two options when it comes to equity release: Lifetime mortgage and Home reversion.

The most popular equity release product is the lifetime mortgage. Lifetime mortgage is where a mortgage is taken out against your property whilst maintaining ownership.

Home reversion is where you sell part or all of your home to a home reversion provider in return for a lump sum or regular payments. You have the right to remain living in the property until you die provided it is maintained and insured. The percentage of the property that you own doesn't change, regardless of changes in property values and at the end of the plan, the property is sold and the proceeds split according to the remaining ownership percentages.